Thursday, 20 January 2022

Branded Content: Strengthen Your Car Insurance with Five Crucial Add-On Covers

 Always keep your driving licence and car insurance policy documents handy while driving a car. These documents are mandatory and not having them when asked for can lead to heavy fines and even imprisonment in some cases. Are you wondering what makes car insurance so crucial? Well, car insurance is an assurance of financial support in case of a mishap.



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While Indian laws mandate third-party insurance which covers only third-party liabilities, a standard comprehensive car policy provides financial coverage against third-party liabilities as well as damages to your car. However, there could be certain situations that are not covered by a comprehensive policy. In such situations, to enhance coverage, you can buy additional covers or add-on policies at an extra premium.

Since you have to pay extra to buy add-on covers, make sure to assess needs versus cost and choose the ones you need as they can remarkably widen the scope of policy coverage. A little extra premium today can mean big savings tomorrow. To help you shortlist, here are the top five add-ons that can enhance your policy coverage to a great extent.

Engine protection cover

Usually, engine replacement and repair costs are quite high. This add-on protects against any damage to the engine and its parts due to non-accidental reasons such as natural calamities. Floods can lead to leakage of lubricant oils, water seepage, damage to the gearbox, connecting rods and more. Repair or replacement of the engine is usually very expensive, particularly in the case of premium category or imported cars. Therefore, this add-on is very useful as damage to car engines, other than due to an accident, are not covered by standard policies.

Roadside assistance (RSA) cover

Does the thought of your car breaking down in some secluded place during odd hours give you a jitter? Then, you must opt for the RSA cover, also known as Car Breakdown Cover. With this cover in your kitty, you just have to inform your insurance company about the incident to get prompt support and that too at no additional cost. The insurer would either send a mechanic to the spot or arrange for a towing service to a nearby network garage. At the garage, you can get the car repaired in cashless mode.

Personal accident cover for passengers

An accident can cause severe physical injury and permanent disability to any passenger present in the car at the time of the incident. As part of this add-on, your insurer would take care of the financial burden related to treatment costs or even the lack of income of your co-passengers. The insurer will transfer a part or entire sum insured, as per the policy terms, to take care of their financial loss. In case of death, the nominee of the deceased person would receive the compensation amount.

No Claim Bonus (NCB) protection cover

This cover would keep the NCBs intact even if you make claims during the policy period. Without this add-on, you lose valuable NCBs that you had accumulated over years by avoiding claims. The NCB components stay active depending on the terms and conditions of the add-on cover. Generally, this add-on allows up to two claims in a policy year. This cover would give you extra protection and you can also benefit from the renewal discount irrespective of a claim (or claims) during the policy period.

Zero depreciation cover

The zero depreciation cover or nil depreciation cover provides disbursal of the entire amount of the sum insured without any deduction for depreciation. Depreciation is the decrease in the market value or price of the car due to ageing. Depreciation sets in immediately after you take a new car out of the showroom and goes up every year due to natural wear and tear. If your car gets stolen or damaged beyond repair in an accident, with this add-on, no depreciation amount would be deducted for the wear and tear of the parts. The car insurance provider would be liable to pay the entire amount. The add-on also offers 100 percent cover for fibre, rubber and metal parts of the car body.

Add-on covers are beneficial as they provide financial protection in situations where your standard car policy may fail. Buy add-ons that enhance your policy coverage without hitting your budget.

Saturday, 15 January 2022

What If You Accidentally Filled The Wrong Fuel In Your Car?

 January 2022

Mobiles, computers, meetings and tasks, there’s a lot we all have that keeps us distracted. Routine things seem to fall apart at times when we are so distracted. Something as simple as filling fuel in your car may also go wrong at times. Petrol on a diesel car or diesel in a petrol car; this might happen to you if you’re distracted at the fuel station. However, worry not; we’re here for you. Here’s what you need to do if you have accidentally filled the wrong fuel in your car.




1. Diesel in a Petrol Car

Diesel in a petrol car is not as bad as petrol in a diesel car. Suppose you have realized that without starting the car, then it’s even better. If less than 5% of your tank has diesel, you can safely drive that car without any issues. If it’s more than that, you will need to flush out the tank with clean petrol to ensure a safe drive. If you have driven the car with diesel in your tank, then you need to stop immediately and call RSA and have your car towed away.


2. Petrol in a Diesel Car

Petrol in a diesel engine is highly harmful to your car. This is because diesel lubricates every part of the engine to keep the car running, while petrol uses spark plugs to ignite the engine. If you fill a diesel tank with petrol, the petrol will probably reach every nook and corner of your engine once you start the car. This will need a lot of repairs, and the costs will solely depend on how much petrol enters the engine. If you realize that you have filled petrol in your diesel car, please do not start the car at any cost. Has your car been towed away to a professional immediately?


3. A few things to keep in mind

  • First things first, be careful when re-fuelling, clearly communicate whether you want diesel or petrol.
  • Take a look at what you’ve filled before starting your car.
  • DO NOT start your engine if you suspect that you have put in the wrong fuel.

So here are a few things to keep in mind if you have accidentally filled the wrong fuel in your car.


Also read: 10 Highway Driving Rules That Everyone Should Follow!


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To Know More About Honda car service centres in Mumbai Visit Solitaire Honda Mumbai, Contact us at 022 67385588 or email us at info@solitairehonda.com

10 Highway Driving Rules That Everyone Should Follow!

 January 2022

We all love road trips, it’s probably the most desired way of travelling. Movies and TV has made it so desirable that almost everyone tries to plan one road trip with friends/family. A major chunk of any road trip involves highway driving, which some of us are not so good at, statistically speaking. So here are 5 Highway Driving Rules to swear by to ensure a safe and sound road trip!




Lane Discipline!

This is one of the most important highway driving rules. Please stick to your lane until you need to slow down or overtake. If you want to switch lanes, use indicators because the traffic behind you should be highly aware of your next move. Driving in between 2 lanes at high speeds makes it very difficult for the cars behind you to go ahead confidently.

Actively Use Mirrors

This is an addition to the previous point, but it’s equally important. Every single movement at high speeds is crucial, especially one that involves changing directions. Before you switch lanes, check your mirrors and make sure that there’s no one immediately behind/beside your vehicle. Erratic movements can result in some very severe repercussions, so please look and then make your move.

Always Be Attentive

Yes, we know driving along, chatting with everyone is fun and we all love it. But we should always be extremely aware of what is happening around us on the road. Try to plan your lane movements according to the traffic in front, so that you don’t make any sudden moves. Plan your movements so that vehicles coming behind you can plan theirs!

Know your Vehicle’s Limits

Okay, we understand the urge to go faster, but it’s also important to listen to your vehicle. The hard truth is that some vehicles are just not made to be pushed, and these are the ones that sell in high numbers. An easy way to gauge this is to observe the RPM of your car. The higher it goes, the more you’re pushing the car. While cruising, the RPMs should ideally lie in between 2.5-3.5k.

Make sure your vehicle is ready to hit the road

GET YOUR VEHICLE CHECKED BEFORE GOING ON A LONG DRIVE. This is amongst the most understated highway driving rules. Under-maintenance of cars is a very real issue, and it leads to many accidents. So make sure that your car is ready, rollover to any GoMechanic outlet and get a thorough inspection done by the most talented crew!

Always wear your Seatbelt

You might think that this point is too obvious to state, and it is, but a lot of people still do not wear their seatbelts. We cannot stress enough on the importance of wearing a seatbelt. YOUR AIRBAGS WON’T DEPLOY IF YOU DON’T WEAR A SEATBELT! Manufacturers are also actively ensuring people wear seatbelts by installing alarms and warnings. However, Indians have found too many ‘Jugaads’ to avoid all these warnings.

Do Not Over-speed

Over-speeding is one of the biggest reasons that cause accidents on highways. We are not experienced enough to handle cars/bikes at such high speeds, and it gets very difficult to maintain stability and control vehicles. The best way is to maintain a stable speed, where you and your passengers are comfortable and your vehicle is 110% in your control.

Avoid Sudden Movements

Refrain from changing lanes suddenly, or braking too hard suddenly on the highways. Vehicles behind you are carrying a lot of momentum, and it might not be easy for everyone to gauge your movement and apply brakes in time.

Be Present At The Moment

Driving is all about the presence of the mind and amazing reflexes. Vigilance is the most important skill that a driver should be equipped with. Always be aware of what’s going on ahead of you, behind you and on your sides. Now, this doesn’t mean that you look at your mirrors more than looking at the road! Maintain a good balance and keep an eye on all moving things around you.

Do Not Push Yourself

Munching miles is fun, but one should only munch the amount one’s body can digest. Meaning, do not drive if you’re feeling tired, burnt out or sleepy. Stop at the side, freshen up and then continue. An extra half-hour won’t harm anyone.


Also read: 6 Most Important Tyre Maintenance Tips Before Long Rides


Back to All Car Maintenance Tips, Tricks, Article, Resources



To Know More About Honda car service centres in Mumbai Visit Solitaire Honda Mumbai, Contact us at 022 67385588 or email us at info@solitairehonda.com



Thursday, 23 September 2021

Types of Car Tyre Damages and How to Avoid Them

 A damaged tyre is something that can happen to any car at any time, regardless of how careful the driver is or how new the tyres are. Therefore, it is vital to check your car tyres regularly as doing so can help you easily lower the repair costs and even reduce the risk of an accident arising out of tyre malfunction.

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Below are the most common tyre damages that happen to motorists –


  • Punctures

  • Cuts

  • Bubbles

  • Irregular wear of tyre tread

Other than the above, if you suspect anything else that might have gone wrong with the tyre of your vehicle, you should inspect and repair it without any delay. For doing so, you might need to visit a local tyre shop as you might not have the tools and/or knowledge on how to repair it.

How Often Should One Check His Car Tyres?

Experts recommend that one should check their car tyres once every week. While making the inspection, one should keep a close eye on obvious signs of damage such as worn-out patches, irregular tread patterns, and cuts/cracks. One should even run his hand along the tyre to check for any sharp object that might have got stuck in the tread. Of course, checking the air pressure is also necessary, and it should be kept at the optimum level. One can also make use of a coin or a tyre tread depth measurement tool to understand the wear pattern of the tread.

Given below are the common problems one faces with his car tyres along with their reasons-

Run Flat Damage


  • Reason

  • Continuous driving with low inflation or puncture

  • How to Avoid?

  • Always maintain correct tyre pressure

  • Check tyre pressure on a weekly basis. These checks should be made when tyre is in a cold state

  • Make sure you put the valve cap back

  • Stop the car immediately on sensing a puncture

  • Stop the vehicles safely after the tyre/tube gets punctured

Sidewall Bubble

  • Reason

  • Prolonged usage in low pressure or puncture condition

  • Damage due to improper mounting or demounting of tyre on the rim

  • How to Avoid?

  • Maintain optimum tyre pressure

  • Come to a safe halt immediately after the tyre gets punctured

  • Stop the vehicle safely after the tyre/tube gets punctured

Nail Cut

  • Reason

  • Repeated rubbing of a nail or any sharp object on the sidewall can cause to the low sidewall region

  • Due to the damage, the side loses strength and bulges out

  • How to Avoid?

  • Always drive very carefully on bad roads

  • Come to a safe halt as soon as the tyre is punctured

Sidewall Bulge Due to Impact

  • Reason

  • In case your car tyres’ side wall hits a blunt object light a pavement, or even a pothole, it can cause damage to the ply cords on the sidewall region. At times, there is no sign of this damage

  • Driving at high speed with low inflation pressure leads to sidewall bulging out

  • How to Avoid?

  • While driving, one should be careful and avoid getting too near to blunt surfaces or potholes at high speeds

  • One should be slow when driving over potholes and speed humps

Sidewall/ Shoulder through Cut

  • Reason

  • Driving over objects with sharp edges

  • How to Avoid?

  • Drive carefully

  • Stop usage of a tyre past its shelf life

Sidewall Undulation

  • Reason

  • Driving of overweight vehicle

  • How to Avoid?

  • Inflate tires correctly

  • Timely ge wheel alignment done

  • Tire rotation at manufacturer-recommended intervals

Wavy Tread Wear at Shoulder

  • Reason

  • Worn out suspension

  • Loosened bearings

  • Defective rotating parts

  • How to Avoid?

  • Correct maintenance of suspension

  • Replacement of suspension parts

  • Get wheel alignment done at the right time

Tread Burst

  • Reason

  • Impact with sharp objects

  • How to Avoid?

  • Careful driving

  • Improper tyre mounting

  • Usage of wrong size/defective/ rusted/ reconditioned rim

Tuesday, 23 April 2019

Torque Converter: Functions, Parts, Working Principles, and Types

April, 2019

A torque converter is a type of fluid coupling which is used to transfer rotating power from the engine of a vehicle to the transmission. It takes place of mechanical clutch in an automatic transmission. The main function of it is to allow the load to be isolated from the main power source. It sits in between the engine and transmission. It has the same function as the clutch in the manual transmission. As the clutch separates the engine from the load when it stops, in the same way, it also isolates the engine from a load and keeps engine running when the vehicle stops. 

Cars with automatic transmissions don’t have clutches, so they need a way to let the engine keep running while the wheels and gears in the transmission come to a stop. Manual transmission cars use a clutch that disconnects the engine from the transmission. Automatic transmissions use a torque converter. 

When the engine is idling, such as at a stop light, the amount of torque going through the torque converter is small but still enough to require some pressure on the brake pedal to stop the car from creeping. When you release the brake and step on the gas, the engine speeds up and pumps more fluid into the torque converter, causing more power (torque) to be transmitted to the wheels.

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FUNCTIONS OF TORQUE CONVERTER

Its main functions are:

1. It transfers the power from the engine to the transmission input shaft.
2. It drives the front pump of the transmission.
3. It isolates the engine from the load when the vehicle is stationary.
4. It multiplies the torque of the engine and transmits it to the transmission. It almost doubles the output torque.

PARTS OF TORQUE CONVERTER

The torque converter has three main parts

1. Impeller or Pump

The impeller is connected to the housing and the housing connected to the engine shaft. It has curved and angled vanes. It rotates with the engine speed and consists of automatic transmission fluid. When it rotates with the engine, the centrifugal force makes the fluid move outward. The blades of the impeller are designed in such a way that it directs the fluid towards the turbine blades. It acts as a centrifugal pump which sucks the fluid from the automatic transmission and delivers it to the turbine.

2. Stator

The stator is located in between the impeller and turbine. The main function of the stator is to give direction to the returning fluid from the turbine so that the fluid enters the impeller in the direction of its rotation. As the fluid enters in the direction of the impeller, it multiplies the torque. So stator helps in the torque multiplication by changing the direction of the fluid and allows it to enter in the direction of the impeller rotation. The stator changes the direction of fluid almost up to 90 degrees. The stator is mounted with a one-way clutch that allows rotating it in one direction and preventing its rotation in other direction. Turbine is connected to the transmission system of the vehicle. And the stator is placed in between the impeller and turbine.

3. Turbine

Turbine is connected to the input shaft of the automatic transmission. It is present on the engine side. It also consists of curved and angled blades. The blades of the turbine are designed in such a way that it can change the direction of the fluid completely that strikes on its blades. It is the change in the direction of the fluid that forces the blades to move in the direction of the impeller. As the turbine rotates the input shaft of the transmission also rotates and made the vehicle to move. The turbine is also having a lock-up clutch at its back. The lock-up clutch comes into play when the torque converter achieves coupling point. the lockup eliminates the loses and improves the efficiency of the converter.

WORKING PRINCIPLE OF TORQUE CONVERTER

For understanding the working principle of a torque converter, let’s take two fans. One fan is connected to the power source and other is not connected with the power source. When the first fan connected to the power source starts moving, the air from it flows to the second fan which is stationary. The air from the first fan strikes on the blades of the second fan and it also starts rotating almost at the same speed to the first one. When the second fan is stopped, it does not stop the first one. The first fan keeps rotating. 

On the same principle, the torque converter works. In that, the impeller or pump acts as the first fan which is connected to the engine and turbine act as the second fan which is connected to the transmission system. When the engine runs, it rotates the impeller and due to the centrifugal force the oil inside the torque converter assembly directed towards the turbine. As it hits the turbine blades, the turbine starts rotating. This makes the transmission system rotate and the wheels of the vehicle move. When the engine stops, the turbine also stops rotating but the impeller connected the engine keeps moving and this prevent the killing of the engine.

It has three stages of operations

1. Stall:

During stall (stop) condition of the vehicle, the engine is applying power to the impeller but the turbine cannot rotate. This happens, when the vehicle is stationary and the driver has kept his foot on the brake peddle to prevent it from moving. During this condition maximum multiplication of torque takes place. As the driver removes its foot from the brake paddle and presses the accelerator paddle, the impeller starts moving faster and this set the turbine to move. At this situation, there is a larger difference between the pump and turbine speed. The impeller speed is much greater than the turbine speed.

2. Acceleration:

During acceleration, the turbine speed keeps on increasing, but still, there is a large difference between the impeller and turbine speed. As the speed of the turbine increases the torque multiplication reduces. During acceleration of the vehicle the torque multiplication is less than that is achieved during the stall condition.

3. Coupling:

It is a situation when the turbine achieved approximately 90 percent speed of the impeller and this point is called a coupling point. The torque multiplication seizes and becomes zero and the torque converter behaves just like a simple fluid coupling. At the coupling point, the lock-up clutch comes into play and locks the turbine to the impeller of the converter. This puts the turbine and impeller to move at the same speed. Lock up clutch engages only when the coupling point is achieved. During coupling, the stator also starts to rotate in the direction of the impeller and turbine rotation.

NOTE:

1. The maximum torque multiplication takes place during stalling condition. 

2. The stator remains stationary before coupling point and helps in the torque multiplication. As the coupling attained, stator stops torque multiplication and starts rotating with the impeller and turbine. 

3. Lock up clutch engages when the coupling point is achieved and removes the power losses resulting in increased efficiency.

TYPES OF TORQUE CONVERTER

1. Single Stage Torque Converters

The beauty of single-stage converters is their tough, reliable simplicity. Each converter consists basically of three elements: the turbine, the stator, and the impeller. Single-stage converters come in two types of housing — stationary and rotating. Depending on the model, single-stage torque converters boast a variety of capabilities: Sumpless single-stage converters with PTO drives are ideal for applications with power-shift transmissions and driving auxiliary hydraulic pumps. High-torque ration converters with stationary housing feature extraordinary hoisting and lowering capabilities. Type Four hydraulic converters are designed specifically for the oil and gas industry.

2. Three Stage Torque Converters

Three-stage torque converters employ three rings of turbine blades, as well as two sets of reactor or stator blades. The effect of this design is increased torque — up to five times the amount of engine output torque, in fact, when the engine is at a stall. Depending on the specific design, three-stage converters are rated for a range of engines, including 335 hp at 2400 rpm, 420 hp at 2200 rpm, and 580 hp at 2,200 rpm. Three-stage converters also come with both stationary and rotating housing.

Advantages

  • It produces the maximum torque as compared with the vehicle equipped with a clutch.

  • It removes the clutch pedal.

  • It makes the job of driving a vehicle easier.

Disadvantages

  • Its fuel efficiency is low as compared with the vehicle with manual transmission.

Application

  • The torque converter is used in the vehicle that is equipped with automatic transmission. It is also used in industrial power transmissions such as conveyor drives, winches, drilling rigs, almost all modern forklifts, construction equipment, and railway locomotives.

  • It is used in marine propulsion systems.

TORQUE CONVERTER PROBLEMS

Don’t be misled into thinking you need expensive repairs or even a full transmission replacement.

An accurate diagnosis by a trained transmission technician will tell you what the problem is and what repairs you need. Sure, replacing the torque converter isn’t cheap, but it’s definitely less costly than a new transmission. Diagnosing the cause of a transmission issue isn’t easy.

Signs of A Failing Torque Converter


Shaking and Shuddering

If your car shakes and shudders, it might mean the lockup clutch is failing or needs adjustment. You’ll experience the car shaking at speeds around 35-45 miles per hour. It’s a problem you cannot miss. It feels like you’re driving on a grated dirt road with a lot of small ridges. A worn out lockup clutch can make the transition from acceleration to cruising speed uncomfortable, to say the least – and it’s a sign you need to have your transmission checked.

Overheating

If your car overheats regularly, it might be a sign the transmission fluid is low. Low fluid results in low pressure, which means the torque converter can’t do its job. Additionally, low fluid can cause the torque converter to malfunction. If the converter is overheating, it won’t be able to transfer power from the engine to the transmission. This results in poor acceleration and excessive wear and tear on the transmission.

Slipping

A damaged fin in the torque converter can cause faltering in the transmission as it shifts, or the transmission to totally slip out of gear. This is due to the engine torque not being converted into the hydraulic pressure the transmission needs to shift gears. Slipping can also be caused by too little or too much fluid in the transmission.

Increased Stall Speed

A malfunctioning or failing torque converter will cause the transmission to take longer to engage with the engine. This results in high stall speeds. There is a way to test for this, but you must know your engine’s and torque converter’s speed specifications. 

Strange sounds are always a sign of something troublesome… 

Any weird sounds such as clicking, revving, clunking, or whining indicate possible problems with the torque converter – or the transmission. Whichever the case may be, you won’t know until you pay attention to those noises, take heed, and take your car to a qualified expert transmission technician.





To Know More About Honda Car service center in Borivali VisitSolitaire Honda Mumbai, Contact us at 022 67385588 or email us at info@solitairehonda.com